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This modality allows annual withdrawals of FGTS in the month of the borrower’s birthday.

It is important to note that joining the Anniversary Withdrawal is optional and that customers who do not opt for this model will remain in the standard Termination Withdrawal modality.

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Differences between the modalities

  • Withdrawal-Termination: when the employee is dismissed without just cause, he/she can withdraw the full balance of the FGTS account, including the termination fine, when due. This is the standard modality in which the employee joins the FGTS;
  • Withdrawal-Anniversary: this is an optional benefit in which the employee can withdraw part of the amount he/she has in the FGTS account, once a year, in the month of his/her birthday. In the case of dismissal without just cause, the employee may withdraw only the amount corresponding to the termination fine.

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Product benefits

  • 100% secure solutions: we guarantee anti-fraud technology regulated by the Central Bank, reducing implementation and operation risks;
  • Integration with other systems: we provide a complete set of API solutions, allowing the integration of other systems with the benefit of FGTS anticipation, in addition to all necessary resources;
  • Private brand highlight: with White Label, it is possible to customize the platform with your own brand, ensuring greater cost and time savings, in addition to strengthening the bond with the public and generating value;
  • Competitive advantage in the market: we enable agility and efficiency in delivering customer service, optimizing processes to contribute to business growth in the market.

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Proposition of Value

As a market leader, we work with the best and most complete solutions via API (affiliated with Caixa) and White Label to guarantee early withdrawal of FGTS, promoting greater agility, efficiency and security throughout the entire journey from consultation, simulation, contracting to release of the requested amount.

Our differential lies in personalized and humanized service, with close monitoring throughout the implementation stage.

With the purpose of providing specialized consultancy, according to the specific needs of each business, we develop cutting-edge and innovative technology, always aiming at the continuous growth and success of our partners.